Get Started

Just like money.

Get paid in crypto, spend it like money and send cash in seconds.

Download Athena App

Athena is a financial technology product by Artemis Ltd, not a bank. Banking services are offered through licensed partners. Digital assets are not legal tender and may fluctuate in value.

Athena home screen showing a naira balance, crypto and rewards
Deposit+₿1.00
Convert$1,000 → ₦1.4M
Send Cash−₦20,000,000

Crypto & Cash in one app.

Do Crypto

It now works like money.

  • BTC
  • ETH
  • BNB
  • TRX
  • SOL
  • USDT
  • USDC
BTCBitcoin0.0214$1,842.10
USDTTether1,200.00$1,200.00
USDCUSD Coin750.00$750.00

Better Money

We made banking on digital dollars easy.

  • Send
  • Receive
  • Request
Send toInstant
T$tolu
$40
Pay

Spend Cash

From cash to your bank account and back.

  • NGN
Send cash Completed
Amount₦250,000
To Your bank ••4821

Get your account

Sign up and verify your account within a minute.

  • Legal name saved
  • Phone number linked
  • Bank account linked
Athena account setup screen with verification steps
Athena select-asset screen for funding with crypto
Athena send cash keypad screen

Earn ₦1,000 as a new user.

Claim reward

₦200

Get paid instantly on sign up.

Questions, answered.

Can't find what you need? [email protected]

Athena is a Nigerian digital wallet by Artemis LTD that lets you make payments, send and receive money.

Yes. Athena uses advanced security infrastructure, industry-standard practices and multiple layers of protection to safeguard user assets and data.

Fund crypto into digital dollars or cash, send and receive money from friends, make payments, earn rewards, claim monthly airdrops and send cash to banks in seconds.

After sign-up you get ₦200 instantly, and after your first ₦100,000 in transactions you get ₦800. Refer friends and earn 30% of their fees every time they transact — for life.

Most transactions are processed within seconds to a few minutes, depending on the asset, network conditions and transaction type.

No. Athena shows its fees up front, and you can check them in the app before making any transaction.

You can deposit as little as $1, or less for some assets.

Athena supports selected digital assets and keeps expanding support based on user demand, security requirements and regulatory considerations.

Yes. Athena works on mobile and desktop, on any device.

The Money
App for you.

Download Athena App

Get Support

[email protected]

Partnerships

[email protected]

Legal

  • AML Policy
  • Privacy Policy
  • Terms of Use
  • Risk Disclosures

Resources

  • About Us
  • Blog
  • Company
  • Status
Nigeria Data Protection Commission

Nigeria Data Protection
NDPA compliant

© 2026 Athena by Artemis Ltd. All rights reserved.Lagos, Nigeria