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Crypto that works like money.

Athena is a Nigerian money app for people who get paid in crypto: digital nomads, freelancers, remote workers and solopreneurs. Fund with crypto into digital dollars or naira, send and receive money, and send cash to the bank in seconds.

From a WhatsApp desk to an app.

Athena started at the University of Lagos as a WhatsApp desk, helping students turn crypto and gift cards into naira. It grew into Athena Desk and processed billions of naira in trades.

Doing it by hand showed us what people actually needed. Getting paid in crypto was easy. Turning it into money you can spend, send, and send as cash to banks — quickly, at a fair rate, from someone you trust — was not.

So we built Athena into an app that makes crypto work just like money for every Nigerian: Crypto and Cash in one place.

Company information

Athena is a financial technology product by Artemis Ltd, not a bank. Banking services are provided by licensed partners. Athena currently serves customers in Nigeria only.

Visit Artemis
Product
Athena
Company
Artemis Ltd · RC 8007199
Based in
Lagos, Nigeria

The Money
App for you.

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[email protected]

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Legal

  • AML Policy
  • Privacy Policy
  • Terms of Use
  • Risk Disclosures

Resources

  • About Us
  • Blog
  • Company
  • Status
Nigeria Data Protection Commission

Nigeria Data Protection
NDPA compliant

© 2026 Athena by Artemis Ltd. All rights reserved.Lagos, Nigeria